About us

ICAP CRIF (previously ICAP S.A. group of companies), with 60 years of successful presence in Greece, Romania, Bulgaria and Cyprus, is the market leader in Credit Risk & Business Information Solutions in Southeastern Europe. As of December 23, 2021, ICAP CRIF is a wholly owned company of CRIF. It is an important regional hub within CRIF Group and is organized and operates as a single entity under one common Management Team.


Ιt provides innovative solutions to a wide range of business challenges, which are grouped into 5 categories: Business Information & Credit Risk Solutions, Credit Rating Agency Services, Marketing & Sales Solutions, Technology Solutions & Advanced Analytics and Consulting, Analytics & Technologies.

ICAP CRIF S.A., is the only company in Greece that has been recognized as an External Credit Assessment Institution (ECAI) by the Bank of Greece, as well as, certified as a Credit Rating Agency (CRA), by the European Securities and Markets Authority (ESMA).

Together To The Next Level

About CRIF

With 6,600+ professionals in 39 Countries of 4 Continents and 714M € total Revenues, in 2022, CRIF (www.crif.com) is a global company, specializing in Credit & Business Information Systems, Analytics, Outsourcing and Processing Services, as well as Advanced Digital Solutions for Credit and Open Banking.

CRIF brings together Human Intelligence, best in class Technology and Digital Innovation, to provide added value solutions to its global clients, which are more than 10,500 Financial Institutions, 600 Insurance Companies, 82,000 Businesses and 1,000,000 Consumers.

CRIF is consistently included in the prestigious IDC FinTech Ranking Top 100, the ranking of the leading global Technology Solutions providers to the Financial Institutions and in 2019 completed has expanded its coverage as an Account Information Service Provider (AISP) in 31 European countries, where the revised Payment Services Directive is applicable.

Discover more about CRIF

ICAP CRIF in numbers

Check out our company's milestones in brief

mil. € revenues in 2021

active customers


mil. processed business information requests a year

ICAP CRIF is the only Greek company recognized by the Bank of Greece as an External Credit Assessment Institution (ECAI)