Products & Services

ICAP CRIF's Business Reports are a reliable source of information and can help you form an opinion regarding the operation, profitability and stability of a given firm in Greece and abroad.

ICAP CRIF, besides Greece, also provides Business Reports for 2,5 million companies in Bulgaria, Romania and Cyprus.

ICAP CRIF is the exclusive member, in our territory, of the leading international business information network, the D&B Worldwide network and can provide access to information on more than 300 million companies for more than 190 countries.

ICAP CRIF's Business Information Services provide access to the Financial Statements of more than 900,000 incorporated and limited liability companies operating in Greece, Bulgaria, Romania and Cyprus.

1. Comprehensive Report

The Comprehensive Report is ideal when making higher-risk credit decisions, providing an instant snapshot of the company’s financial position with easy-to-read risk indicators, as well as detail pages that let you dig deeper. This Report includes detailed data on the subject company's commercial activity, registered seat and real estate assets, management and holdings in affiliated businesses, and associate banks, as well as comparison of its financial indicators against those of the sector and competitors.

Included Information:

  • Detailed company profile, including address and phone number, net worth, personnel, shareholders, premises and more.
  • Detailed credit information and payment history.
  • Summary information on profitability, debts, assets and corporate relationships.
  • Comprehensive overview of a company’s operational history, including industries and areas of operation.
  • ICAP CRIF Score -- a composite credit score of a firm’s financial strength and creditworthiness. Predicts the likelihood that a company will not pay on time over the next twelve months.
    ICAP CRIF Stars -- an overview of a company's transactional behaviour during the last 5 years. 
  • Credit Limit Recommendation -- ICAP CRIF's assessment of how much credit you should extend to the company.
  • Industry Comparison -- a company’s business position compared to industry norms.
  • Sector comparison and peer analysis, presenting the main financial indicators of the company against the sector's averages and peers; sector study.
  • Financial analysis with 22 financial ratios and comments. The ratios are divided in 5 groups: Profitability Ratios, Evolution of the company elements from financial statements, Liquidity Ratios, Solvency Ratios and Activity Ratios.
2. Standard Report

The Standard Report is ideal for making medium-to-higher risk credit decisions. While not as complete as our Comprehensive Report, this Business Information report does provide you with information on the company commercial activities, relationships, and comparison of its financial indicators against those of the sector and competitors, so as to evaluate the company as to its position in its sector.

Included Information:

  • Detailed company profile and statistics, including address and phone number, number of employees, net worth and more.
  • Detailed credit information and payment history.
  • Summary information on profitability, debts, and assets.
  • ICAP Score -- a composite credit score of a firm’s financial strength and creditworthiness. Predicts the likelihood that a company will not pay on time over the next twelve months.
  • ICAP Stars -- an overview of a company's transactional behaviour during the last 5 years. 
  • Credit Limit Recommendation – ICAP assessment of how much credit you should extend to the company.
  • Financial analysis with financial ratios and comments for the company.
  • Sector comparison and peer analyses, presenting the main financial indicators of the company against the sector's averages and peers; sector study.
3. Compact Report

The Compact Report is a reliable source of information for taking medium-to-low risk credit decisions. While not as complete as our Comprehensive and Standard Reports, this Report does provide you with information on the company regarding the operation, profitability and stability.

Included Information:

  • Detailed company profile, including address and phone number, number of employees, net worth and more .
  • Summary information on profitability, debts, and assets.
  • ICAP Score -- a composite credit score of a firm’s financial strength and creditworthiness. Predicts the likelihood that a company will not pay on time over the next twelve months.
  • ICAP Stars -- an overview of a company's transactional behaviour during the last 5 years. 
  • Credit Limit Recommendation – ICAP assessment of how much credit you should extend to the company.
  • Compact Financial Statement and the basic financial ratios of the company.