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ICAP can also provide Business Reports for 2.5 million companies in 3 more countries, Romania, Bulgaria and Cyprus.

In addition, ICAP is the exclusive in our territory member of the leading international business information network, the D&B Worldwide network and can provide access to information on more than 300 million companies for more than 190 countries.

The International Business Reports provide a full picture of the company under examination, evaluation of its credibility as well as the probability of default. Here you may choose among various kinds of Reports (Company credit reports – Comprehensive, Standard, Compact, Know Your Customer reports, Country and Country Risk Line Reports).

1. Comprehensive Report

The Comprehensive Report is ideal when making higher-risk credit decisions, providing an instant snapshot of the company’s financial position with easy-to-read risk indicators, as well as detail pages that let you dig deeper. This Report includes detailed data on the subject company's commercial activity, registered seat and real estate assets, management and holdings in affiliated businesses, and associate banks, as well as comparison of its financial indicators against those of the sector and competitors.

Included Information:

  • Detailed company profile, including address and phone number, net worth and ICAP Number.
  • Detailed credit information and payment history.
  • Summary information on profitability, debts, assets and corporate relationships.
  • Comprehensive overview of a company’s operational history, including industries and areas of operation.
  • ICAP Credit Rating-- a composite score of a firm’s financial strength and creditworthiness.
  • ICAP Stars -- an overview of how a company has performed during the last 5 years in terms of its debts.
  • Credit Limit Recommendation -- ICAP assessment of how much credit you should extend to the company.
  • History of the Credit Limit recommendation during the last 4 years.
  • Industry Comparison -- a company’s business position compared to industry norms.
  • Sector comparison and peer analyses, presenting the main financial indicators of the company against the sector's averages and peers; sector study.
  • Financial analysis with 22 financial ratios and comments. The ratios are divided in 5 groups: Profitability Ratios, Evolution of the company elements from financial statements, Liquidity Ratios, Solvency Ratios and Activity Ratios.
2. Standard Report

The Standard Report is ideal for making medium-to-higher risk credit decisions. While not as complete as our Comprehensive Report, this Business Information report does provide you with information on the company commercial activities, relationships, and comparison of its financial indicators against those of the sector and competitors, so as to evaluate the company as to its position in its sector.

Included Information:

  • Detailed company profile and statistics, including address and phone number, net worth and ICAP Number.
  • Detailed credit information and payment history.
  • Summary information on profitability, debts, and assets.
  • Credit Limit Recommendation – ICAP assessment of how much credit you should extend to the company.
  • ICAP Credit Rating -- a composite score of a firm’s financial strength and creditworthiness.
  • ICAP Stars -- an overview of how a company has performed during the last 5 years in terms of its debts. Predicts the likelihood that a company will not pay on time over the next twelve months.
  • Financial analysis with financial ratios and comments for the company.
  • Sector comparison and peer analyses, presenting the main financial indicators of the company against the sector's averages and peers; sector study.
3. Compact Report

The Compact Report is a reliable source of information for taking medium-to-low risk credit decisions. While not as complete as our Comprehensive and Standard Reports, this Report does provide you with information on the company regarding the operation, profitability and stability.

Included Information:

  • Detailed company profile, including address and phone number, net worth and ICAP Number.
  • Summary information on profitability, debts, and assets.
  • Credit Limit Recommendation – ICAP assessment of how much credit you should extend to the company.
  • ICAP Credit Rating -- a composite score of a firm’s financial strength and creditworthiness.
  • ICAP Stars -- an overview of how a company has performed during the last 5 years in terms of its debts. Predicts the likelihood that a company will not pay on time over the next twelve months.
  • Financial Statement and the basic financial ratios of the company.